I’ve grumbled about this before-the old what if? mumble. Some of you know I took an early exit from work just over 2 years ago. Early exit? Early retirement ? call it what you want. I got a nice little compensation payment to tide me over until my official pension started. I worked out how much to get by on monthly for the almost year and a half before the official pension started. Well the official pension starts next month-I got another nice little hand out along with it.
Now my what if questions about other careers/jobs have stopped. When I get those annoying calls trying to sell me a pension plan, I say “I’m a retired civil servant.” This cuts them short, they apologise and say “your pension is best out there, there is no way we can beat that”
Donegal Joanne told me that I am very good at taking myself out of things. True, I keep wondering what will go wrong if I try something. With my savings and that nice little hand out, I have enough to buy a house and furnish it (well enough for me) and will still be able to get a holiday or two a year. My last job actually taught me how to be frugal and be prepared to pay for things. So now I am actually starting to talk myself out buying a house. I am visiting an estate agent (real estate person?) to make an appointment to view a house. My buddy is an architect, he said that he will come along with me and tell what needs to be done to fix it up (if anything). I suppose my biggest worry is being in the house on my own. Now I love the outdoors, so if I can help it I’ll only be there when it’s time to go to bed and get up for breakfast.
I have seen a couple of houses I like –one is next door to my sister-it was she who suggested this one. Good location, space for car and my architect buddy gave it the thumbs up. Was in town looking at another house today. A new house “new turn key house.” And VERY nice it was too. Very compact, as that’s what I want. But no space for car, street parking and it is about £16 or £17,000 cheaper than the other. BUT there are loads of other houses around it-no idea what neighbours will be like and with such a cheap price (less than £100,000) I would imagine people will be buying houses here to rent out. My brother seems to think living next door to family is a big mistake. He has pointed out another house in town cheaper. I’m thinking just tell estate agent –look I can get these cheaper. To be honest I prefer house beside sister location wise –and location IS important-isn’t it. Mind you, shame about that new house.
On a lighter tone yesterday’s cycle ride was FANTASTIC !! glorious weather. A couple of old graveyards, an old abandoned railway bridge, saw the rich area and well a good day.
But still, never realised house buying was so tortuous-peope coming at me asking me why I am looking where I am looking and why am I listening to certain people.
Does anybody else think buying a house with a sibling as a neighbour is a mistake? now i DO get on ok with her.
No time to edit-well i do, but i’m just too lazy